Qualified Investor

Access prerequisites

• Permission (module): viewKycQueue (view) and reviewKyc (decide)
• Route: inside the detail (/kyc-queue/:userId)

What it is / when to use

The Qualified Investor (QI) is an optional and independent step from account approval. The investor submits net-worth / accreditation / sophisticated-investor evidence; the Compliance Officer evaluates and decides it in its own scope. Approving the QI marks the profile as qualified, which unlocks higher limits — it does not change the account approval itself.

QI does not block the account

The account is approved solely with a verified identity. The QI evidence is optional: it may be absent, pending or rejected without preventing account approval. See Detail and decision.

Evidence states

State	Label	Meaning
NOT_SUBMITTED	Not submitted	The investor has not submitted the evidence yet.
SUBMITTED	Submitted	Evidence submitted, awaiting evaluation.
PASSED	Approved	Evidence approved — investor marked as qualified.
FAILED	Rejected	Evidence rejected — request resubmission for a new evaluation.

QI actions

The actions are in the Qualified Investor panel of the detail. All require step-up (password + MFA).

Approve QI

• Precondition: evidence SUBMITTED. If there is no submitted evidence, the action is blocked with the matching notice.
• Effect: sets the evidence to PASSED and marks the profile as qualified = true, unlocking higher limits.

Reject QI

• Precondition: select a reason (mandatory) — see reason codes. Optional note.
• Effect: the evidence becomes FAILED; the investor can resubmit.

Request resubmission

• Effect: the evidence returns to "Not submitted" (NOT_SUBMITTED) and the investor is notified to resubmit.

Action blocks

The approve-QI button is disabled, with a notice, depending on the state:

State	Notice
NOT_SUBMITTED	The investor has not submitted the Qualified Investor evidence yet.
PASSED	Evidence already approved — investor marked as qualified.
FAILED	Evidence rejected — request resubmission for a new evaluation.

Related screens

• Detail and decision
• Queue (list)