Tokenized Credit

Access prerequisites

• Permission (module): viewCredits (general access to the group). Configuration screens require creditConfigManage; specific actions use repurchaseTokens, creditDispute, or creditDisburse.
• License/Feature: CREDIT_INVESTMENTS enabled on the tenant license (Vault). Without it, the group does not appear in the menu.
• Menu container: TOKENIZATION → group Tokenized Credit

What it is

The Tokenized Credit group brings together the screens to originate, price, approve, disburse, tokenize, and settle credit operations (receivable anticipation/assignment) with on-chain collateral. The permission is dual (CPM enum in the backend + dynamic module in the DB) and the entire group depends on the CREDIT_INVESTMENTS license.

Configuration (base parameters)

Set up these screens before operating — they feed the quote, the risk assessment, and the settlement:

• Credit Policies — eligibility rules and auto risk assessment (Deals / Receivables / Parties).
• Pricing Templates — spreads, fees, terms, and score-based adjustment.
• Waterfall Templates — distribution order upon settlement.
• Funding Sources — capital pools per investor.
• Receivable Types — accepted categories and required fields.
• Credit Tokenization — token projects, contract deployment, position minting, and on-chain ledger.
• Credit Guide — complete flow walkthrough, phase by phase.

Operation

The operational screens of the group follow the flow origination → approval → disbursement → charge → settlement:

• Deals — anticipation/assignment operations; approve, reject, cancel.
• Parties — assignor, drawee, and investor; KYC and risk.
• Receivables — instruments that collateralize the operations; documents and installments.
• Charges — PIX/Boleto against the drawee.
• Disbursements — net transfer to the originator (module creditDisburse).
• Settlements — waterfall distribution upon payoff (module creditDisburse).
• Buybacks — position buyback (module repurchaseTokens).
• Disputes — charge contestations (module creditDispute).
• Ledger — ledger for audit and reconciliation.

Start with the Credit Guide to understand the configuration and operation order.